Archive for the ‘經濟’ Category

paul krugman

八月 3, 2009

去年拿諾貝爾經濟獎的 paul krugman,他在 new york times 的專欄我不時都有看。

但他的文章越來越看不下去了,太過 biased,民主黨做什麼都好,都乎合經濟理論。例如 stimulus package,幾乎只有他一個經濟學者認為政府應大花錢。

一個學者最重要的能力是保持中立,持平,以事實為基礎。淪為黨棍,就不能再做學問了。

廣告

英國

五月 23, 2009

偶然留意了一下英國的 biotech 公司,發現竟然有不少很有潛力的後起之秀。

很久以前覺得英國的產業一無是處,最近多了金融業,搞得有聲有色。不過礙於行業本質,大起大落。

現在其他行業也發展起來了,看來未來英國是不可忽視的。

大開眼界

五月 17, 2009

My Personal Credit Crisis – NYTimes.com

When I first called Chase in October, a representative named Sarah said I didn’t qualify for a loan modification because I wasn’t yet 90 days past due. The only “loan modification” she could offer me was a “repayment plan” under which I paid $400 more per month for six months until I was current again…

“I’m sorry, but our analysts have been backed up,” yet another Chase rep told me, even more politely than the previous one. She said each analyst had about 500 distressed borrowers to deal with, and it had been taking about five weeks for customers to get a direct response. The delays seemed to be getting longer.

金融風暴以前,貸款之容易與美國人的理財能力同樣令人吃驚。如此看來,不止是借次按的低收入家庭,年收入六位數的專業人士同樣糊塗,在寬鬆的借貸環境下不能幸免。

由此看來,金融風暴前樓價暴升,與現在暴跌,皆無可避免。